How to Buy Breast Pumps with Insurance September 29, 2015 16:16
A breast pump is an extremely valuable tool for a new mom to have, especially if you plan on returning to work after maternity leave. Many studies have shown that breast milk provides babies with ideal nutrition, and breast pumps can help you continue feeding your baby these essential nutrients even when you can’t be there.
There are many options when it comes to choosing a pump, but it can be expensive if you pay out of pocket. A double electric pump can easily set you back $300. The good news is that most insurance plans can help you obtain a top-quality breast pump without having to pay a deductible or co-pay.
Because of the Affordable Care Act, insurance companies are required to cover the cost of a breast pump, whether through renting or buying. Some insurance plans cover only a manual pump, while others cover a single or double electric pump. You can go about this process on your own or through a separate company experienced in dealing with insurance companies.
If you decide to deal directly with your insurance company, you will need to call them and see what you qualify for. They will let you know if you need a prescription from your doctor before the cost of your pump will be covered, which usually means providing them with the name and phone number of your doctor or midwife. Once the prescription is verified, they give you a list of medical supply companies in your area that you will need to contact to get your pump.
Another option is to go through a company specializing in breast pumps, give them your insurance information, and let them deal with the insurance company for you. The company will then talk to you about the various options available and help you obtain a great-quality pump.
For a new mom, this is helpful option because having one fewer thing to worry about can be a lifesaver. The less time you have to deal with your insurance company, the more time you can spend with your precious newborn.